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Financing options Explore our

You deserve to look, feel, and live better and nothing should stand in your way. Whether you're getting a surgical procedure or a non-invasive treatment, we make it easy to arrange to finance your treatment and we will work with you to find the option that suits you best.

Financing Guide Download

Get the guide to financing your procedure

Discover how to finance your procedure with our guide. Download now for FAQs and top payment methods, featuring our financing partners: PatientFi, CareCredit, Prosper, and Alphaeon.

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Our CAPS Club gives you even more ways to save. Become a member and enjoy exclusive discounts on services, injectables, and products.

better results & better experiences

So many CAPS patients know their results were worth the investment. Don’t just take our word for it; see what our happy customers have to say.


What will my insurance cover?

Most plastic surgery procedures are not covered by insurance unless they are considered medically necessary. Some procedures that may be covered by insurance include: 

  • Reconstructive Surgery: If you have suffered from an injury or have a birth defect that affects your physical function or appearance.

  • Breast Reduction: If you have large breasts that cause pain and discomfort, a breast reduction may be medically necessary.

  • Eyelid Surgery: If you have drooping eyelids that affect your vision, a blepharoplasty may be medically necessary.

  • Nose Surgery: If you have a deviated septum or other breathing problems, a rhinoplasty may be considered medically necessary.

Can I use my HSA or FSA to pay?

Some patients with Health Savings Accounts (HSA) or Flexible Spending Accounts (FSA) may use the funds in their account to pay for eligible medical expenses, including some cosmetic procedures that are deemed medically necessary. While not all procedures are eligible for HSA or FSA reimbursement, checking with your account provider and the IRS guidelines can help patients determine which expenses are qualified for coverage.

What are the interest rates on medical financing?

CAPS is proud to have financial partners who offer zero interest or low interest rates. This allows our patients to be able to borrow money and access credit who may not otherwise be able to afford it.

What if I have bad credit?

If you have a bad credit history you may still be able to qualify for financing. However, higher interest rates may be required. There are also other ways to pay for your elective plastic surgery that don’t consider your credit score such as payment plans and personal savings.

What happens if I can’t make my payments?

If you are unable to make your payments, you should contact the financing company or lender as soon as possible. They may be able to work with you to create a new payment plan or defer your payments for a period of time.